Evolving Real Estate to Higher Levels

Β 833-397-6454 or exp-niki

Download our FREE Training β€œSeniors Deserve Better”

Realtors

Click Here

It’s time to Up level and Inspire more homeowners. We teach you HOW to increase your sales. Helping More People get loan approved before you show them properties.

Loans

Click Here

From 1st time homebuyer to FHA , VA, HECM, Investor loans, Stated Income and Low Documentation loans to Bridge Loans and Commercial Loans.

Buyers

We have worked with hundreds of Lending Institutions for over 35 years. We are inΒ β€œthe know” about who is doing what, what specialty Niches are available each and every month and for which type of Buyer. We know which wholesale lender to go to,Β which one will work with “YOUR SCENARIO” 
Β 
We work behind the scenes with Underwriters, Loan Processors and many Mortgage Brokers in many states and are always current with who canΒ CLOSE YOUR particular loan. Β Realtors are NOT Lenders. Realtors are NOT usually Mortgage Brokers. WE ARE BOTH and have been for many years.Β 
Β 
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We have close ties with most of the Brokers who have been around for YEARS… whether working withΒ First-Time Home Buyers, Seasoned Investors, Hard Money Loans, City Programs with ZERO down, FHA, VA, Nurse Loans, Teacher Loans, HECM Β Reverse MortgagesΒ (as well as provide Nursing Information) you may NEED to know while doing this loan asΒ NikiΒ King also was a Registered Nurse Case Manager for Hospice and Elder Care and so much more…Sharon has been closing Reverse Mortgages for over 30 years as well. We can guide you through the loan process.

What I Offer to Home Buyers

Your Trusted Real Estate Agent & Mortgage Lender with 29 Years of Wholesale Lending Experience


πŸ† WHY BUYERS CHOOSE ME

Why Buyers Choose Me

Dual Expertise You Can’t Find Anywhere Else

  • 29 Years as a Wholesale Lender – I’ve seen and solved every lending scenario imaginable
  • Licensed Real Estate Broker (DRE #01244064) & Mortgage Lender (NMLS #1847894)
  • Investment Educator & Mentor – I teach healthcare professionals how to build wealth through real estate
  • Creative Solutions Expert – Helping Californians afford their lifestyle through income-generating properties
  • Trusted by Top Realtors who refer their most challenging loan scenarios to me
  • Healthcare Professional Background – I understand demanding careers and unique financial situations
  • Construction Team Partnership – ADU and property conversion expertise
  • One-Stop Solution for buying, financing, AND creating income from your property

The California Lifestyle Solution

βœ… Beat High Cost of Living – Turn your property into an income generator
βœ… ADU Development – Professional assessment and financing for additional units
βœ… Investment Education – Learn to build wealth while helping others
βœ… Creative Financing – Solutions for expensive California market
βœ… Mission-Driven Investing – Make money while making a positive impact
βœ… Multi-Generational Planning – Housing solutions for family caregiving


πŸ” HOME SEARCH & PROPERTY FINDING

Strategic Property Search

  • MLS Access to 100% of available properties in real-time
  • Off-Market Property Identification using county records and agent networks
  • Investment Property Analysis with cash flow projections
  • Future Value Assessment based on neighborhood trends and development
  • Property History Research including previous sales, permits, and issues

Buyer Matching Technology

  • Custom Property Alerts sent directly to your phone/email
  • Neighborhood Market Reports with price trends and inventory
  • School District Analysis and ratings research
  • Commute Time Analysis to your workplace
  • Lifestyle Matching based on your specific needs and preferences

Preview & Showing Services

  • Property Pre-Screening – I preview properties before wasting your time
  • Virtual Tour Coordination for out-of-area buyers
  • Flexible Showing Schedule accommodating your work schedule
  • Weekend & Evening Availability for busy professionals
  • Video Walk-Throughs when you can’t attend in person

πŸ’° FINANCING SOLUTIONS & LOAN PROGRAMS

29 Years of Wholesale Lending Expertise

  • Every Loan Type Available – Conventional, FHA, VA, USDA, Jumbo, Non-QM
  • Creative Financing Solutions for unique situations
  • Wholesale Direct Access – Better rates, faster approvals
  • Problem Solver – If there’s a way to get you approved, I’ll find it
  • Same-Day Pre-Approval for qualified buyers

Specialized Loan Programs

Investment Property Financing:

  • DSCR Loans (Debt Service Coverage Ratio) – No personal income verification
  • Portfolio Lending for multiple properties
  • Fix & Flip Financing with renovation funds
  • Cash-Out Refinance strategies for scaling your portfolio
  • 1031 Exchange coordination and financing

Healthcare Professional Programs:

  • Physician Loans with minimal down payment
  • Nurse & Healthcare Worker specialized programs
  • Student Loan Forgiveness program coordination
  • Shift Worker Income documentation strategies

First-Time Buyer Programs:

  • Down Payment Assistance programs
  • FHA 3.5% Down options
  • VA Loans (0% down for qualified veterans)
  • USDA Rural development loans
  • Conventional 3% Down programs

Advanced Financing Strategies

  • Buy-Down Programs to reduce monthly payments
  • Interest-Only Options for cash flow optimization
  • Bridge Loans for seamless move-up buying
  • Construction-to-Permanent loans
  • Bank Statement Programs for self-employed buyers
  • Asset-Based Lending for high-net-worth individuals

πŸ“Š PRE-APPROVAL & FINANCIAL STRATEGY

Comprehensive Financial Analysis

  • Complete Credit Review with improvement strategies
  • Debt-to-Income Optimization recommendations
  • Down Payment Strategy consultation
  • Closing Cost Estimation with lender credit options
  • Monthly Payment Scenarios at different price points

Strategic Pre-Approval Process

  • True Pre-Approval (not just pre-qualification)
  • Underwriter Review before house hunting
  • Loan Commitment Letter for stronger offers
  • Multiple Scenario Planning (different price ranges)
  • Rate Lock Strategy timing recommendations

Investment Analysis Services

  • Cash Flow Projections for rental properties
  • Cap Rate Analysis and market comparisons
  • ROI Calculations including tax benefits
  • Market Rent Analysis for investment properties
  • Exit Strategy Planning for long-term wealth building

🏠 PROPERTY EVALUATION & DUE DILIGENCE

Professional Property Analysis

  • Comparative Market Analysis (CMA) for fair pricing
  • Property Condition Assessment with repair cost estimates
  • Neighborhood Analysis including future development plans
  • Resale Value Projection based on market trends
  • Investment Potential Evaluation for every property

Due Diligence Support

  • Home Inspection Coordination with trusted professionals
  • Inspection Report Review with repair priority recommendations
  • Contractor Bid Coordination for needed repairs
  • Appraisal Review and challenge support if needed
  • Title & Escrow Coordination for smooth closing

πŸ’ͺ NEGOTIATION & OFFER STRATEGY

Winning Offer Strategies

  • Market-Based Pricing recommendations
  • Competitive Offer Structure to win in multiple offer situations
  • Escalation Clause strategies when appropriate
  • Contingency Management balancing protection with competitiveness
  • Seller Psychology insights for strategic positioning

Negotiation Expertise

  • 29 Years of Deal-Making experience across all market conditions
  • Creative Terms that benefit both parties
  • Repair Negotiation after inspections
  • Appraisal Gap coverage strategies
  • Closing Date Flexibility for complex transactions

Financing Advantage in Offers

  • Lender Letter of Confidence showing strong pre-approval
  • Quick Closing Capability (as fast as 15 days when needed)
  • Cash-Equivalent Offers using portfolio lending
  • Backup Financing options for added security

πŸ”§ TRANSACTION MANAGEMENT & SUPPORT

Seamless Process Management

  • Single Point of Contact for both real estate AND lending
  • Coordinated Timeline ensuring all deadlines are met
  • Regular Updates on both purchase and loan progress
  • Problem Resolution before issues become deal-breakers
  • Closing Preparation with all documents ready

Professional Network

  • Trusted Home Inspectors who provide thorough, fair assessments
  • Reliable Contractors for estimates and repairs
  • Title & Escrow Companies with proven track records
  • Insurance Agents for competitive homeowner’s coverage
  • CPAs & Tax Professionals for investment strategy

🎯 SPECIALIZED BUYER SERVICES

Healthcare Professional Services

  • Shift Schedule Accommodation for showings and appointments
  • Hospital Proximity analysis and recommendations
  • Call Room Quiet neighborhood identification
  • Continuing Education financing coordination
  • Retirement Planning real estate strategies

Investment Buyer & Education Services

  • Portfolio Building strategy and financing
  • Investment Education Programs – I teach healthcare professionals and others how to become successful investors
  • Rental Property Analysis with cash flow optimization strategies
  • Property Management education and referrals
  • Tax Strategy consultation with real estate focus
  • 1031 Exchange facilitation and timeline management

Creative Income Solutions for California Living

ADU (Accessory Dwelling Unit) Development:

  • Construction Team Partnership – Professional assessment of ADU potential
  • Permit & Planning guidance for maximum ROI
  • Financing Options for ADU construction and conversion
  • Rental Income Analysis for ADU properties
  • Design Consultation for optimal space utilization

House Hacking & Income Generation:

  • Live-In Rental Strategies – Separate portions of your home for rental income
  • Multi-Generational Housing solutions for elderly parents or family caregivers
  • Accessible Housing modifications for children with disabilities
  • Room Rental Optimization for maximum income while maintaining privacy

Specialized Investment & Income Programs

Real Estate Investment Education:

  • “From Healthcare to Real Estate Wealth” – Comprehensive training program
  • Group Investment Workshops for healthcare professionals
  • One-on-One Mentoring for beginner to advanced investors
  • Property Analysis Training – How to evaluate deals like a pro
  • Rental Management Systems setup and optimization

Short-Term Rental (Airbnb) Solutions:

  • Airbnb Property Identification – Finding the best STR opportunities
  • Regulation Compliance guidance for California STR laws
  • Furnishing & Setup consultation for maximum bookings
  • Revenue Optimization strategies and pricing analysis
  • Property Management coordination for hands-off investing

Care Facility Development:

  • Board & Care Facility development and licensing guidance
  • Group Home property identification and financing
  • Zoning & Permit navigation for care facilities
  • Accessibility Modifications for specialized care needs
  • Income Projections for care facility businesses
  • Mission-Driven Investing – Make money while making a difference

Creative Housing Solutions for Expensive California Market:

  • Duplex & Triplex strategies for owner-occupied investing
  • Conversion Projects – Single family to multi-unit income
  • Family Compound development for multi-generational living
  • Caregiver Housing solutions with income generation
  • Co-Housing and intentional community development

πŸ“ˆ POST-PURCHASE SUPPORT

Continued Relationship

  • Move-In Coordination and utility setup guidance
  • Contractor Referrals for any needed work
  • Property Value Monitoring with annual market updates
  • Refinancing Opportunities analysis as rates change
  • Future Real Estate planning and consultation

Investment Property Support & Education

  • Ongoing Investment Mentoring for portfolio growth
  • Property Performance Analysis with quarterly reviews
  • Market Rent Analysis for optimal pricing
  • Refinancing Strategies for portfolio optimization
  • Additional Property acquisition planning and education
  • Tax Planning coordination with your CPA
  • Tenant Relations guidance and best practices
  • Care Facility Operations support and compliance guidance

California Lifestyle Solutions

  • Income Generation Coaching for expensive California living
  • ADU Project Management from conception to completion
  • Family Care Solutions integrating housing and income needs
  • Community Impact Projects that generate income while helping others
  • Long-term Wealth Building through strategic real estate investing

πŸ† MY COMMITMENT TO YOU

What You Can Expect

  • Honest Market Analysis – I’ll tell you what properties are really worth
  • Creative Problem Solving – 29 years of finding solutions others can’t
  • Transparent Communication – You’ll always know where we stand
  • Professional Network – Access to the best contractors, inspectors, and services
  • Stress-Free Process – I handle the details so you can focus on your life

Success Statistics

βœ… 99% Loan Approval Rate for properly qualified buyers
βœ… Average 21-Day Closing when needed quickly
βœ… Trusted by 200+ Realtors for their most challenging deals
βœ… 29 Years of wholesale lending relationships
βœ… Every Loan Type successfully closed


🌟 CLIENT SUCCESS STORIES

“Niki didn’t just help us buy a home – she taught us how to make it pay for itself. The ADU we added generates $3,000/month, making our mortgage payment almost nothing!” – Nurse Practitioner, First-Time Buyer

“As a traveling nurse, I thought I’d never afford California. Niki showed me how to house-hack with a duplex. Now my tenants pay my mortgage while I build wealth.” – Travel Nurse & Real Estate Investor

“Niki found us financing when three other lenders said no, then helped us convert part of our home into a board and care facility. We’re now helping others while generating $8,000/month.” – Healthcare Couple, Care Facility Owners

“Her construction team partnership was invaluable. They identified ADU potential we never saw, and now we have $2,500/month extra income to afford California living.” – Young Family with Elderly Parent

“Other realtors told us we’d have to leave California. Niki found creative solutions – we bought a triplex, live in one unit, and rent the others. California is affordable when you think like an investor.” – Healthcare Professional Family


πŸ“ž START YOUR HOME BUYING JOURNEY TODAY

Free Consultation Includes:

  • Complete Financial Analysis and pre-approval
  • Home Buying & Investment Strategy customized to your situation
  • ADU Potential Assessment with construction team evaluation
  • California Lifestyle Affordability solutions and income generation ideas
  • Market Overview for your target areas
  • Investment Education consultation – Learn how to build wealth through real estate
  • Timeline Planning based on your needs
  • No-Obligation discussion of all your options

Contact Niki King Today:

  • πŸ“± Phone/Text:833-397-6454 x 1
  • πŸ“§ Email:Niki@MacDuffHomesRealty.com
  • 🌐 Schedule Consultation: https://bookme.name/MacDuff/lets-talk
  • 🏠 Visit My Office: 3333 Michelson Drive suite 300 Irvine CA

My Websites:

Follow Me:


MacDuff Homes Realty – Where 29 Years of Lending Expertise Meets Real Estate Investment Education
DRE License #01244064 | NMLS #1847894

“I don’t just find you a house – I teach you how to make real estate work for your California lifestyle.” – Niki MacDuff, Broker

Need Advice?Β  Β Let’s Chat!

Don't make an offer without your loan approved first!

We are here when you are ready! In the meantime, please share our site with Friends and Family who you care about.

Contact Info

Phone number
833-Exp-Niki or 833-397-6454

Email
Niki@MacDuffHomesRealty.com

Business Hours
Mon-Fri: 9am-8pm
Sat: 10am-6pm
Sun: Upon Request

What I Offer to Home Buyers

Your Trusted Real Estate Agent & Mortgage Lender with 29 Years of Wholesale Lending Experience


πŸ† WHY BUYERS CHOOSE ME

Why Buyers Choose Me

Dual Expertise You Can't Find Anywhere Else

  • 29 Years as a Wholesale Lender - I've seen and solved every lending scenario imaginable
  • Licensed Real Estate Broker (DRE #01244064) & Mortgage Lender (NMLS #1847894)
  • Investment Educator & Mentor - I teach healthcare professionals how to build wealth through real estate
  • Creative Solutions Expert - Helping Californians afford their lifestyle through income-generating properties
  • Trusted by Top Realtors who refer their most challenging loan scenarios to me
  • Healthcare Professional Background - I understand demanding careers and unique financial situations
  • Construction Team Partnership - ADU and property conversion expertise
  • One-Stop Solution for buying, financing, AND creating income from your property

The California Lifestyle Solution

βœ… Beat High Cost of Living - Turn your property into an income generator
βœ… ADU Development - Professional assessment and financing for additional units
βœ… Investment Education - Learn to build wealth while helping others
βœ… Creative Financing - Solutions for expensive California market
βœ… Mission-Driven Investing - Make money while making a positive impact
βœ… Multi-Generational Planning - Housing solutions for family caregiving


πŸ” HOME SEARCH & PROPERTY FINDING

Strategic Property Search

  • MLS Access to 100% of available properties in real-time
  • Off-Market Property Identification using county records and agent networks
  • Investment Property Analysis with cash flow projections
  • Future Value Assessment based on neighborhood trends and development
  • Property History Research including previous sales, permits, and issues

Buyer Matching Technology

  • Custom Property Alerts sent directly to your phone/email
  • Neighborhood Market Reports with price trends and inventory
  • School District Analysis and ratings research
  • Commute Time Analysis to your workplace
  • Lifestyle Matching based on your specific needs and preferences

Preview & Showing Services

  • Property Pre-Screening - I preview properties before wasting your time
  • Virtual Tour Coordination for out-of-area buyers
  • Flexible Showing Schedule accommodating your work schedule
  • Weekend & Evening Availability for busy professionals
  • Video Walk-Throughs when you can't attend in person

πŸ’° FINANCING SOLUTIONS & LOAN PROGRAMS

29 Years of Wholesale Lending Expertise

  • Every Loan Type Available - Conventional, FHA, VA, USDA, Jumbo, Non-QM
  • Creative Financing Solutions for unique situations
  • Wholesale Direct Access - Better rates, faster approvals
  • Problem Solver - If there's a way to get you approved, I'll find it
  • Same-Day Pre-Approval for qualified buyers

Specialized Loan Programs

Investment Property Financing:

  • DSCR Loans (Debt Service Coverage Ratio) - No personal income verification
  • Portfolio Lending for multiple properties
  • Fix & Flip Financing with renovation funds
  • Cash-Out Refinance strategies for scaling your portfolio
  • 1031 Exchange coordination and financing

Healthcare Professional Programs:

  • Physician Loans with minimal down payment
  • Nurse & Healthcare Worker specialized programs
  • Student Loan Forgiveness program coordination
  • Shift Worker Income documentation strategies

First-Time Buyer Programs:

  • Down Payment Assistance programs
  • FHA 3.5% Down options
  • VA Loans (0% down for qualified veterans)
  • USDA Rural development loans
  • Conventional 3% Down programs

Advanced Financing Strategies

  • Buy-Down Programs to reduce monthly payments
  • Interest-Only Options for cash flow optimization
  • Bridge Loans for seamless move-up buying
  • Construction-to-Permanent loans
  • Bank Statement Programs for self-employed buyers
  • Asset-Based Lending for high-net-worth individuals

πŸ“Š PRE-APPROVAL & FINANCIAL STRATEGY

Comprehensive Financial Analysis

  • Complete Credit Review with improvement strategies
  • Debt-to-Income Optimization recommendations
  • Down Payment Strategy consultation
  • Closing Cost Estimation with lender credit options
  • Monthly Payment Scenarios at different price points

Strategic Pre-Approval Process

  • True Pre-Approval (not just pre-qualification)
  • Underwriter Review before house hunting
  • Loan Commitment Letter for stronger offers
  • Multiple Scenario Planning (different price ranges)
  • Rate Lock Strategy timing recommendations

Investment Analysis Services

  • Cash Flow Projections for rental properties
  • Cap Rate Analysis and market comparisons
  • ROI Calculations including tax benefits
  • Market Rent Analysis for investment properties
  • Exit Strategy Planning for long-term wealth building

🏠 PROPERTY EVALUATION & DUE DILIGENCE

Professional Property Analysis

  • Comparative Market Analysis (CMA) for fair pricing
  • Property Condition Assessment with repair cost estimates
  • Neighborhood Analysis including future development plans
  • Resale Value Projection based on market trends
  • Investment Potential Evaluation for every property

Due Diligence Support

  • Home Inspection Coordination with trusted professionals
  • Inspection Report Review with repair priority recommendations
  • Contractor Bid Coordination for needed repairs
  • Appraisal Review and challenge support if needed
  • Title & Escrow Coordination for smooth closing

πŸ’ͺ NEGOTIATION & OFFER STRATEGY

Winning Offer Strategies

  • Market-Based Pricing recommendations
  • Competitive Offer Structure to win in multiple offer situations
  • Escalation Clause strategies when appropriate
  • Contingency Management balancing protection with competitiveness
  • Seller Psychology insights for strategic positioning

Negotiation Expertise

  • 29 Years of Deal-Making experience across all market conditions
  • Creative Terms that benefit both parties
  • Repair Negotiation after inspections
  • Appraisal Gap coverage strategies
  • Closing Date Flexibility for complex transactions

Financing Advantage in Offers

  • Lender Letter of Confidence showing strong pre-approval
  • Quick Closing Capability (as fast as 15 days when needed)
  • Cash-Equivalent Offers using portfolio lending
  • Backup Financing options for added security

πŸ”§ TRANSACTION MANAGEMENT & SUPPORT

Seamless Process Management

  • Single Point of Contact for both real estate AND lending
  • Coordinated Timeline ensuring all deadlines are met
  • Regular Updates on both purchase and loan progress
  • Problem Resolution before issues become deal-breakers
  • Closing Preparation with all documents ready

Professional Network

  • Trusted Home Inspectors who provide thorough, fair assessments
  • Reliable Contractors for estimates and repairs
  • Title & Escrow Companies with proven track records
  • Insurance Agents for competitive homeowner's coverage
  • CPAs & Tax Professionals for investment strategy

🎯 SPECIALIZED BUYER SERVICES

Healthcare Professional Services

  • Shift Schedule Accommodation for showings and appointments
  • Hospital Proximity analysis and recommendations
  • Call Room Quiet neighborhood identification
  • Continuing Education financing coordination
  • Retirement Planning real estate strategies

Investment Buyer & Education Services

  • Portfolio Building strategy and financing
  • Investment Education Programs - I teach healthcare professionals and others how to become successful investors
  • Rental Property Analysis with cash flow optimization strategies
  • Property Management education and referrals
  • Tax Strategy consultation with real estate focus
  • 1031 Exchange facilitation and timeline management

Creative Income Solutions for California Living

ADU (Accessory Dwelling Unit) Development:

  • Construction Team Partnership - Professional assessment of ADU potential
  • Permit & Planning guidance for maximum ROI
  • Financing Options for ADU construction and conversion
  • Rental Income Analysis for ADU properties
  • Design Consultation for optimal space utilization

House Hacking & Income Generation:

  • Live-In Rental Strategies - Separate portions of your home for rental income
  • Multi-Generational Housing solutions for elderly parents or family caregivers
  • Accessible Housing modifications for children with disabilities
  • Room Rental Optimization for maximum income while maintaining privacy

Specialized Investment & Income Programs

Real Estate Investment Education:

  • "From Healthcare to Real Estate Wealth" - Comprehensive training program
  • Group Investment Workshops for healthcare professionals
  • One-on-One Mentoring for beginner to advanced investors
  • Property Analysis Training - How to evaluate deals like a pro
  • Rental Management Systems setup and optimization

Short-Term Rental (Airbnb) Solutions:

  • Airbnb Property Identification - Finding the best STR opportunities
  • Regulation Compliance guidance for California STR laws
  • Furnishing & Setup consultation for maximum bookings
  • Revenue Optimization strategies and pricing analysis
  • Property Management coordination for hands-off investing

Care Facility Development:

  • Board & Care Facility development and licensing guidance
  • Group Home property identification and financing
  • Zoning & Permit navigation for care facilities
  • Accessibility Modifications for specialized care needs
  • Income Projections for care facility businesses
  • Mission-Driven Investing - Make money while making a difference

Creative Housing Solutions for Expensive California Market:

  • Duplex & Triplex strategies for owner-occupied investing
  • Conversion Projects - Single family to multi-unit income
  • Family Compound development for multi-generational living
  • Caregiver Housing solutions with income generation
  • Co-Housing and intentional community development

πŸ“ˆ POST-PURCHASE SUPPORT

Continued Relationship

  • Move-In Coordination and utility setup guidance
  • Contractor Referrals for any needed work
  • Property Value Monitoring with annual market updates
  • Refinancing Opportunities analysis as rates change
  • Future Real Estate planning and consultation

Investment Property Support & Education

  • Ongoing Investment Mentoring for portfolio growth
  • Property Performance Analysis with quarterly reviews
  • Market Rent Analysis for optimal pricing
  • Refinancing Strategies for portfolio optimization
  • Additional Property acquisition planning and education
  • Tax Planning coordination with your CPA
  • Tenant Relations guidance and best practices
  • Care Facility Operations support and compliance guidance

California Lifestyle Solutions

  • Income Generation Coaching for expensive California living
  • ADU Project Management from conception to completion
  • Family Care Solutions integrating housing and income needs
  • Community Impact Projects that generate income while helping others
  • Long-term Wealth Building through strategic real estate investing

πŸ† MY COMMITMENT TO YOU

What You Can Expect

  • Honest Market Analysis - I'll tell you what properties are really worth
  • Creative Problem Solving - 29 years of finding solutions others can't
  • Transparent Communication - You'll always know where we stand
  • Professional Network - Access to the best contractors, inspectors, and services
  • Stress-Free Process - I handle the details so you can focus on your life

Success Statistics

βœ… 99% Loan Approval Rate for properly qualified buyers
βœ… Average 21-Day Closing when needed quickly
βœ… Trusted by 200+ Realtors for their most challenging deals
βœ… 29 Years of wholesale lending relationships
βœ… Every Loan Type successfully closed


🌟 CLIENT SUCCESS STORIES

"Niki didn't just help us buy a home - she taught us how to make it pay for itself. The ADU we added generates $3,000/month, making our mortgage payment almost nothing!" - Nurse Practitioner, First-Time Buyer

"As a traveling nurse, I thought I'd never afford California. Niki showed me how to house-hack with a duplex. Now my tenants pay my mortgage while I build wealth." - Travel Nurse & Real Estate Investor

"Niki found us financing when three other lenders said no, then helped us convert part of our home into a board and care facility. We're now helping others while generating $8,000/month." - Healthcare Couple, Care Facility Owners

"Her construction team partnership was invaluable. They identified ADU potential we never saw, and now we have $2,500/month extra income to afford California living." - Young Family with Elderly Parent

"Other realtors told us we'd have to leave California. Niki found creative solutions - we bought a triplex, live in one unit, and rent the others. California is affordable when you think like an investor." - Healthcare Professional Family


πŸ“ž START YOUR HOME BUYING JOURNEY TODAY

Free Consultation Includes:

  • Complete Financial Analysis and pre-approval
  • Home Buying & Investment Strategy customized to your situation
  • ADU Potential Assessment with construction team evaluation
  • California Lifestyle Affordability solutions and income generation ideas
  • Market Overview for your target areas
  • Investment Education consultation - Learn how to build wealth through real estate
  • Timeline Planning based on your needs
  • No-Obligation discussion of all your options

Contact Niki King Today:

  • πŸ“± Phone/Text:833-397-6454 x 1
  • πŸ“§ Email:Niki@MacDuffHomesRealty.com
  • 🌐 Schedule Consultation: BookMe Link
  • 🏠 Visit My Office: 3333 Michelson Drive suite 300 Irvine CA

My Websites:

Follow Me:


MacDuff Homes Realty - Where 29 Years of Lending Expertise Meets Real Estate Investment Education
DRE License #01244064 | NMLS #1847894

"I don't just find you a house - I teach you how to make real estate work for your California lifestyle." - Niki MacDuff, Broker

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